NDLI: Research on CHAID Decision Tree Model Based on Rating of China's Small Enterprises

Content Provider	IEEE Xplore Digital Library
Author	Mingqi Zhao Zhijun Sun
Copyright Year	2008
Description	Author affiliation: Sch. of Math. Sci., Fudan Univ., Shanghai (Mingqi Zhao)
Abstract	The small enterprise loan business of China has become a problem which has to be settled urgently and thus aroused the research on the small enterprise rating methods. There is a variety of exposure types under the New Basel Agreement, among which the exposure types of company are not applicable in the actual situation of China's small enterprises. Because of small enterprise scale, low loan line and small risk influence on the single transaction, and risk types having the characteristics of retail-exposure, so the small enterprises can be treated as a category of retail-exposure. Meanwhile, the credit of the small enterprises can be scored by the CHAID classification tree model in the data mining method, so as to reflect the probability of contract breach by the score table and rate the small enterprises. The article is to provide an idea for the methods of rating the small enterprises by realizing the method. The result has shown that this method has certain actual significance.
Starting Page	1
Ending Page	5
File Size	123235
Page Count	5
File Format	PDF
ISBN	9781424421077
DOI	10.1109/WiCom.2008.2263
Language	English
Publisher	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Publisher Date	2008-10-12
Publisher Place	China
Access Restriction	Subscribed
Rights Holder	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Subject Keyword	Costs Banking Decision trees Risk management Data mining Mathematical model Sun Portfolios Business Construction industry
Content Type	Text
Resource Type	Article

Sl.	Authority	Responsibilities	Communication Details
1	Ministry of Education (GoI), Department of Higher Education	Sanctioning Authority	https://www.education.gov.in/ict-initiatives
2	Indian Institute of Technology Kharagpur	Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project	https://www.iitkgp.ac.in
3	National Digital Library of India Office, Indian Institute of Technology Kharagpur	The administrative and infrastructural headquarters of the project	Dr. B. Sutradhar bsutra@ndl.gov.in
4	Project PI / Joint PI	Principal Investigator and Joint Principal Investigators of the project	Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon
5	Website/Portal (Helpdesk)	Queries regarding NDLI and its services	support@ndl.gov.in
6	Contents and Copyright Issues	Queries related to content curation and copyright issues	content@ndl.gov.in
7	National Digital Library of India Club (NDLI Club)	Queries related to NDLI Club formation, support, user awareness program, seminar/symposium, collaboration, social media, promotion, and outreach	clubsupport@ndl.gov.in
8	Digital Preservation Centre (DPC)	Assistance with digitizing and archiving copyright-free printed books	dpc@ndl.gov.in
9	IDR Setup or Support	Queries related to establishment and support of Institutional Digital Repository (IDR) and IDR workshops	idr@ndl.gov.in

Developing Road Maps for Financial Decision Making by CHAID Decision Tree: CHAID Decision Tree Application

Risk modeling by CHAID decision tree algorithm

Credit Risk Assessment Model Based on Domain Knowledge Constraint

Notice of RetractionResearch of credit risk of commercial bank's personal loan based on CHAID decision tree

Churn Analysis Model of Securities Business Based on the Decision Tree

A decision support based on data mining in e-banking

An Intelligent Financial Early Warning System Model Based on Data Mining for SMEs

Data mining usage in health care management: literature survey and decision tree application

The Design and Implement of CRM Data Mining System for Medium-Small Enterprises Based on Weka

Research on CHAID Decision Tree Model Based on Rating of China's Small Enterprises

Similar Documents

Developing Road Maps for Financial Decision Making by CHAID Decision Tree: CHAID Decision Tree Application

Risk modeling by CHAID decision tree algorithm

Credit Risk Assessment Model Based on Domain Knowledge Constraint

Notice of RetractionResearch of credit risk of commercial bank's personal loan based on CHAID decision tree

Churn Analysis Model of Securities Business Based on the Decision Tree

A decision support based on data mining in e-banking

An Intelligent Financial Early Warning System Model Based on Data Mining for SMEs

Data mining usage in health care management: literature survey and decision tree application

The Design and Implement of CRM Data Mining System for Medium-Small Enterprises Based on Weka

Research on CHAID Decision Tree Model Based on Rating of China's Small Enterprises