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Alfabetização Financeira: Um Estudo Por Meio Da Aplicação Da Teoria De Resposta Ao Item
| Content Provider | Semantic Scholar |
|---|---|
| Author | Nascimento, João Macedo, Marcelo Siqueira, José Ricardo Bernardes, Juliana Reis |
| Copyright Year | 2016 |
| Abstract | This study aimed to measure the level of financial literacy of Business Administration course students at a federal Higher Education Institution (HEI). To this end, a survey was conducted on 307 students. The Item Response Theory (IRT) was employed for data analysis and the findings support the conclusion that the students show a low level of financial literacy, as well as the existence of a conservative investment profile among students. This scenario, in line with previous empirical studies conducted in the Brazil, is worrying given the potential negative externalities resulting from poor financial decisions, especially those related to home financing and retirement preparations. This study contributes to the empirical evaluation, within the national context, of the use of IRT in estimating financial literacy, and shows that it is, indeed, an important methodological option in the estimation of this latent trait. Furthermore, this enables financial knowledge to be compared through consistent and reliable means, using studies, populations, realities and separate programs. |
| Starting Page | 147 |
| Ending Page | 175 |
| Page Count | 29 |
| File Format | PDF HTM / HTML |
| DOI | 10.13058/raep.2016.v17n1.341 |
| Volume Number | 17 |
| Alternate Webpage(s) | https://raep.emnuvens.com.br/raep/article/download/341/pdf |
| Alternate Webpage(s) | https://doi.org/10.13058/raep.2016.v17n1.341 |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |
