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Pengaruh pengetahuan keuangan dan status pernikahan terhadap perilaku pengelolaan utang dengan self-control sebagai variabel mediasi
| Content Provider | Semantic Scholar |
|---|---|
| Author | Azis, Ainun Azharia |
| Copyright Year | 2018 |
| Abstract | Every individual has unlimited desires and escalated needs from time to time. As the era progresses, expense that incurred for fulfilling needs also increases. A lot of people employs debt to fulfill their needs. Financial problem has also experienced by people who tends to possess consumptive behavior and irresponsible attitude towards money. Hopefully people of Surabaya are capable of implementing their financial knowledge in debt management well. The research aims to discover the effect of financial literacy and marital status on debt management behavior with self-control as mediator variable. This research uses primary data acquired by questionnaire that spread to respondents. 285 samples obtained from Surabaya people who work and possess consumptive debt. Methods used were purposive sampling and convenience sampling. Analysis technic employed was PLS-SEM with the help of WarpPLS 6.0 program. Result of the research shows that marital status affect significantly towards debt management behavior. Financial knowledge, directly or indirectly, affect sigificantly towards debt management behavior through self-control. Keywords : Financial Knowledge, Self-Control, Marital Status |
| File Format | PDF HTM / HTML |
| Alternate Webpage(s) | http://eprints.perbanas.ac.id/3557/8/ARTIKEL%20ILMIAH.pdf |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |
