NDLI: Improving Access to Banking: Evidence from Kenya

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Improving Access to Banking: Evidence from Kenya

Content Provider	Scilit
Author	Carletti, Elena Senbet, Lemma W. Cull, Robert Allen, Franklin Qian, Jun “Qj” Valenzuela, Patricio
Copyright Year	2018
Description	Journal: SSRN Electronic Journal We explore the relationship between bank branch expansion, financial inclusion and profitability for Equity Bank. Unlike traditional banks in Kenya, Equity Bank pursues branching strategies that target underserved territories and less privileged households. Its presence has a positive and significant impact on households’ access to bank accounts and credit. It increased financial inclusion by 31 percent of the adult population between 2006 and 2015. Access is especially improved for Kenyans who are less educated, do not own their own home and live in less-developed areas. Equity Bank’s business model proves to be profitable both at bank and branch level.
Related Links	http://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2013/09/06/000158349_20130906103307/Rendered/PDF/WPS6593.pdf https://papers.ssrn.com/sol3/Delivery.cfm?abstractid=3305047
ISSN	10914358
e-ISSN	15565068
DOI	10.2139/ssrn.3305047
Journal	SSRN Electronic Journal
Language	English
Publisher	Elsevier BV
Publisher Date	2018-12-01
Access Restriction	Open
Subject Keyword	Journal: SSRN Electronic Journal
Content Type	Text
Resource Type	Article
Subject	Public Health, Environmental and Occupational Health Psychiatry and Mental Health

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