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Banking the Unbanked? Evidence from Three Countries
| Content Provider | Scilit |
|---|---|
| Author | Karlan, Dean S. Dupas, Pascaline Robinson, Jonathan Ubfal, Diego |
| Copyright Year | 2016 |
| Description | Journal: SSRN Electronic Journal We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17%, 10%, and 3% of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse. |
| Related Links | http://www.nber.org/papers/w22463.pdf https://papers.ssrn.com/sol3/Delivery.cfm?abstractid=2815092 |
| ISSN | 10914358 |
| e-ISSN | 15565068 |
| DOI | 10.2139/ssrn.2815092 |
| Journal | SSRN Electronic Journal |
| Language | English |
| Publisher | Elsevier BV |
| Publisher Date | 2016-07-13 |
| Access Restriction | Open |
| Subject Keyword | Journal: SSRN Electronic Journal History and Philosophy of Science Expanding Access To Basic |
| Content Type | Text |
| Resource Type | Article |
| Subject | Public Health, Environmental and Occupational Health Psychiatry and Mental Health |