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| Content Provider | OECD iLibrary |
|---|---|
| Organization | OECD |
| Abstract | Si la définition statistique nationale d’une PME suit celle de l’UE pour ce qui est du nombre de salariés, les prêts aux PME sont, eux, définis en fonction du chiffre d’affaires – jusqu’à 1 million GBP ou 25 millions GBP, selon la source des données. Sur l’ensemble des entreprises, 94.9 % emploient entre 1 et 9 salariés. Après une phase de croissance, le stock de prêts aux PME a culminé en 2009 avant de refluer les années suivantes. Les prêts aux grandes entreprises ont eux aussi atteint un pic, en 2008, mais reculé en 2009 plus fortement que les prêts aux PME. La baisse du stock de prêts a résulté de facteurs afférents à l’offre mais aussi à la demande, certains signes indiquant que les PME réduisaient leur endettement et remboursaient leurs dettes bancaires existantes. La part des PME (moins de 1 million GBP de chiffre d’affaires) dans le total des prêts aux entreprises est restée stable, mais elle est très faible (11.6 %) par rapport à d’autres pays figurant dans le Tableau de bord de l’OCDE sur le financement des PME et de l’entrepreneuriat, car elle n’inclut pas tous les prêts aux plus grandes des PME. D’autres donnéesBanque d’Angleterre (2011), Trends in Lending, avril 2011 : www.bankofengland.co.uk/publications/other/monetary/TrendsApril11.pdf. semblent indiquer que le total des prêts aux PME (jusqu’ à 25 millions GBP de chiffre d’affaires) représente environ un quart du stock de prêts à l’ensemble des entreprises britanniques, ce qui correspond davantage à la situation observée dans les autres pays. |
| Page Count | 7 |
| Starting Page | 151 |
| Ending Page | 157 |
| Language | French |
| Publisher | OECD Publishing |
| Publisher Date | 2013-05-06 |
| Access Restriction | Open |
| Subject Keyword | Finance and Investment Industry and Services |
| Content Type | Text |
| Resource Type | Chapter |
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