Content Provider | Supreme Court of India |
---|---|
e-ISSN | 30484839 |
Language | English |
Access Restriction | NDLI |
Subject Keyword | Consumer Protection - Insurance claim - Delay in - Appellant insured his truck with respondent-company |
Content Type | Text |
Resource Type | Law Judgement |
Jurisdiction | India |
Case Type | Appeal |
Court | Supreme Court of India |
Disposal Nature | Appeal Allowed |
Headnote | Consumer Protection - Insurance claim - Delay in - Appellant insured his truck with respondent-company - The vehicle was stolen - Appellant along with the truck driver, went with the police officials for their assistance to search the vehicle - Thereafter, appellant reached his village and lodged insurance claim with the ยท respondent-company - Pursuant thereto, Investigator appointed by respon-dent-company, who, after verification, confirmed the factum of theft - Consequently, the Corporate Claims Manager approved an amount towards the said claim of the appellant - Thereafter, the appellant made several requests and demands to the respondent- company, inter alia, seeking speedy processing and disposal of his insurance claim - However, the respondent-company repudiated the insurance claim of the appellant citing breach of condition, i.e. immediate information about the loss/theft of the vehicle - On the ground that Claim was filed after a delay of 8 days from the occurrence of theft - Held: Rejection of claims on purely technical grounds in a mechanical manner will result in loss of confidence of policy holders in the insurance industry - If the reason for delay in making a claim is satisfactorily explained, such a claim cannot be rejected on the ground of delay-- In instant case, the appellant has given cogent reasons for delay of 8 days in informing the respondent about the incident - Appellant was busy with the police in searching the vehicle - It would not be fair and reasonable to reject genuine claims which had already been verified and found to be correct by the investigator - The condition regarding the delay shall not be a shelter to repudiate the insurance claims which have been otherwise proved to be genuine - Consumer Protection Act aims at providing better protection of the interest of consumers - It is a beneficial . legislation that desen,es liberal construction - Penal Code, 1860 - s.379. |
Judge | Hon'ble Mr. Justice S. Abdul Nazeer |
Neutral Citation | 2017 INSC 1001 |
Petitioner | Om Prakash |
Respondent | Reliance General Insurance And Anr. |
SCR | [2017] 11 S.C.R. 893 |
Judgement Date | 2017-10-04 |
Case Number | 15611 |
National Digital Library of India (NDLI) is a virtual repository of learning resources which is not just a repository with search/browse facilities but provides a host of services for the learner community. It is sponsored and mentored by Ministry of Education, Government of India, through its National Mission on Education through Information and Communication Technology (NMEICT). Filtered and federated searching is employed to facilitate focused searching so that learners can find the right resource with least effort and in minimum time. NDLI provides user group-specific services such as Examination Preparatory for School and College students and job aspirants. Services for Researchers and general learners are also provided. NDLI is designed to hold content of any language and provides interface support for 10 most widely used Indian languages. It is built to provide support for all academic levels including researchers and life-long learners, all disciplines, all popular forms of access devices and differently-abled learners. It is designed to enable people to learn and prepare from best practices from all over the world and to facilitate researchers to perform inter-linked exploration from multiple sources. It is developed, operated and maintained from Indian Institute of Technology Kharagpur.
Learn more about this project from here.
NDLI is a conglomeration of freely available or institutionally contributed or donated or publisher managed contents. Almost all these contents are hosted and accessed from respective sources. The responsibility for authenticity, relevance, completeness, accuracy, reliability and suitability of these contents rests with the respective organization and NDLI has no responsibility or liability for these. Every effort is made to keep the NDLI portal up and running smoothly unless there are some unavoidable technical issues.
Ministry of Education, through its National Mission on Education through Information and Communication Technology (NMEICT), has sponsored and funded the National Digital Library of India (NDLI) project.
Sl. | Authority | Responsibilities | Communication Details |
---|---|---|---|
1 | Ministry of Education (GoI), Department of Higher Education |
Sanctioning Authority | https://www.education.gov.in/ict-initiatives |
2 | Indian Institute of Technology Kharagpur | Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project | https://www.iitkgp.ac.in |
3 | National Digital Library of India Office, Indian Institute of Technology Kharagpur | The administrative and infrastructural headquarters of the project | Dr. B. Sutradhar bsutra@ndl.gov.in |
4 | Project PI / Joint PI | Principal Investigator and Joint Principal Investigators of the project |
Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon |
5 | Website/Portal (Helpdesk) | Queries regarding NDLI and its services | support@ndl.gov.in |
6 | Contents and Copyright Issues | Queries related to content curation and copyright issues | content@ndl.gov.in |
7 | National Digital Library of India Club (NDLI Club) | Queries related to NDLI Club formation, support, user awareness program, seminar/symposium, collaboration, social media, promotion, and outreach | clubsupport@ndl.gov.in |
8 | Digital Preservation Centre (DPC) | Assistance with digitizing and archiving copyright-free printed books | dpc@ndl.gov.in |
9 | IDR Setup or Support | Queries related to establishment and support of Institutional Digital Repository (IDR) and IDR workshops | idr@ndl.gov.in |