NDLI: Willingness to pay for cattle and buffalo insurance: an analysis of dairy farmers in central India

Content Provider	Springer Nature Link
Author	Khan, Mohd Ameer Chander, Mahesh Bardhan, Dwaipayan
Copyright Year	2012
Abstract	In India, insurance market especially in agricultural sector is usually underdeveloped. The idea of livestock insurance emerged in India before three decades, yet, it has not operated in a significant way till date. It is well noted that livestock insurance scheme is the relevant strategy in managing different risks related to livestock farming but very little attention has been paid to address the livestock insurance needs of the dairy farmers. This study, therefore, addresses the basic question that how many people and to what extent they are willing to pay for livestock insurance and determine the main factors which influence insurance participation of dairy farmers. The data was collected from Gorakhpur district of Uttar Pradesh in India with a sample survey of 120 cattle and buffalo farmers. For eliciting willingness to pay, a contingent valuation scenario was presented to dairy animal owners in the group of five to six. A logit discrete binary regression model was used to know the factors influencing adoption of livestock insurance. The results suggest that most of the farmers were willing to participate in cattle and buffalo insurance. The amount of premium varies across different breeds of dairy animals. The low level of education of many dairy farmers have negatively influenced the decision to purchase livestock insurance. Farmers having more experience in rearing dairy animals are more likely to be willing to pay for cattle and buffalo insurance.
Starting Page	461
Ending Page	468
Page Count	8
File Format	PDF
ISSN	00494747
Journal	Tropical Animal Health and Production
Volume Number	45
Issue Number	2
e-ISSN	15737438
Language	English
Publisher	Springer Netherlands
Publisher Date	2012-07-28
Publisher Place	Dordrecht
Access Restriction	One Nation One Subscription (ONOS)
Subject Keyword	Willingness to pay Insurance Risk Dairy farmers Cattle and buffalo Zoology Veterinary Medicine
Content Type	Text
Resource Type	Article
Subject	Animal Science and Zoology Food Animals

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