NDLI: The impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings: A cross-country analysis

Content Provider	Springer Nature Link
Author	Pasiouras, Fotios Gaganis, Chrysovalantis Zopounidis, Constantin
Copyright Year	2006
Abstract	We use country level data and bank level data from 71 countries and 857 banks to investigate the impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings. The results indicate that less cost efficient banks, with higher than average levels of provisions relatively to their income, and lower liquidity tend to have lower ratings. Larger and more profitable banks tend to obtain higher ratings. Higher equity to assets ratio results in higher ratings only when we do not control for bank supervision and regulations. Capital requirements, restrictions on bank activities, official disciplinary power, explicit deposit insurance scheme, higher deposit insurer power, liquidity and diversification guidelines, entry requirements, fraction of entries denied, and economic freedom have a significant impact on ratings in all of our specifications. Disclosure requirements and foreign banks entry have a significant impact on ratings only when we simultaneously control for the regulatory environment and the market structure, while auditing requirements have a significant impact only when we control for the regulatory environment alone. Finally, banks in developed countries are assigned higher ratings. However, this impact disappears when we include the regulatory and supervision variables in the models.
Starting Page	403
Ending Page	438
Page Count	36
File Format	PDF
ISSN	0924865X
Journal	Review of Quantitative Finance and Accounting
Volume Number	27
Issue Number	4
e-ISSN	15737179
Language	English
Publisher	Kluwer Academic Publishers
Publisher Date	2006-01-01
Publisher Place	Boston
Access Restriction	One Nation One Subscription (ONOS)
Subject Keyword	Banks Ratings Regulations Supervision Econometrics Accounting/Auditing Finance /Banking Operations Research/Decision Theory
Content Type	Text
Resource Type	Article
Subject	Finance Accounting

Sl.	Authority	Responsibilities	Communication Details
1	Ministry of Education (GoI), Department of Higher Education	Sanctioning Authority	https://www.education.gov.in/ict-initiatives
2	Indian Institute of Technology Kharagpur	Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project	https://www.iitkgp.ac.in
3	National Digital Library of India Office, Indian Institute of Technology Kharagpur	The administrative and infrastructural headquarters of the project	Dr. B. Sutradhar bsutra@ndl.gov.in
4	Project PI / Joint PI	Principal Investigator and Joint Principal Investigators of the project	Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon
5	Website/Portal (Helpdesk)	Queries regarding NDLI and its services	support@ndl.gov.in
6	Contents and Copyright Issues	Queries related to content curation and copyright issues	content@ndl.gov.in
7	National Digital Library of India Club (NDLI Club)	Queries related to NDLI Club formation, support, user awareness program, seminar/symposium, collaboration, social media, promotion, and outreach	clubsupport@ndl.gov.in
8	Digital Preservation Centre (DPC)	Assistance with digitizing and archiving copyright-free printed books	dpc@ndl.gov.in
9	IDR Setup or Support	Queries related to establishment and support of Institutional Digital Repository (IDR) and IDR workshops	idr@ndl.gov.in

International evidence on the impact of regulations and supervision on banks’ technical efficiency: an application of two-stage data envelopment analysis

Banking efficiency and stock market performance: an analysis of listed Indonesian banks

The Cross-Section of Stock Returns on The Shanghai Stock Exchange

Earnings Predictability, Bond Ratings, and Bond Yields

The impact of banking relationships, managerial incentives, and board monitoring on corporate cash holdings: an emerging market perspective

Earnings versus capital ratios management: role of bank types and SFAS 114

The Changing Relationship Between CAMEL Ratings and Bank Soundness during the Indonesian Banking Crisis

Bank executive compensation structure, risk taking and the financial crisis

The Association Between Market and Exchange Rate Risks and Accounting Variables: A GARCH Model of the Japanese Banking Institutions

The impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings: A cross-country analysis

Similar Documents

International evidence on the impact of regulations and supervision on banks’ technical efficiency: an application of two-stage data envelopment analysis

Banking efficiency and stock market performance: an analysis of listed Indonesian banks

The Cross-Section of Stock Returns on The Shanghai Stock Exchange

Earnings Predictability, Bond Ratings, and Bond Yields

The impact of banking relationships, managerial incentives, and board monitoring on corporate cash holdings: an emerging market perspective

Earnings versus capital ratios management: role of bank types and SFAS 114

The Changing Relationship Between CAMEL Ratings and Bank Soundness during the Indonesian Banking Crisis

Bank executive compensation structure, risk taking and the financial crisis

The Association Between Market and Exchange Rate Risks and Accounting Variables: A GARCH Model of the Japanese Banking Institutions

The impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings: A cross-country analysis