NDLI: Energy-efficient homes and mortgage risk: crossing the chasm at last?

Content Provider	Springer Nature Link
Author	Sanderford, Andrew R. Overstreet, George A. Beling, Peter A. Rajaratnam, Kanshukan
Copyright Year	2015
Abstract	A topic of recent interest is energy-efficient houses. In the last twenty years, the US market has witnessed growth in the adoption of energy efficiency via various building technologies, design schemes, and eco-labels by developers, homebuilders, and homebuyers. Although housing and real estate scholars have begun explorations of the factors associated with the diffusion of energy efficiency, the subject has yet to be explored from the perspective of a critical stakeholder—the mortgage lender. This paper distinguishes itself from the extant literature in several ways. First, using a diffusion of innovation intellectual framework, the authors explore the role of the lender as an innovation gatekeeper. Second, as a review article, the authors summarize several key papers from the underwriting, credit scoring, and finance literature to help frame a number of market frictions that could mute further diffusion of energy efficiency in housing. Finally, the authors analyze these frictions and offer both market and public policy suggestions that may help overcome these frictions and increase opportunities for both private competitive advantage and market transparency.
Starting Page	157
Ending Page	168
Page Count	12
File Format	PDF
ISSN	21945403
Journal	Environmentalist
Volume Number	35
Issue Number	1
e-ISSN	21945411
Language	English
Publisher	Springer US
Publisher Date	2015-01-31
Publisher Place	Boston
Access Restriction	One Nation One Subscription (ONOS)
Subject Keyword	Credit scoring Mortgage loans Risk management OR in environment and climate change Environment Environmental Management Sustainable Development Environmental Engineering/Biotechnology Environmental Economics
Content Type	Text
Resource Type	Article
Subject	Environmental Science

Sl.	Authority	Responsibilities	Communication Details
1	Ministry of Education (GoI), Department of Higher Education	Sanctioning Authority	https://www.education.gov.in/ict-initiatives
2	Indian Institute of Technology Kharagpur	Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project	https://www.iitkgp.ac.in
3	National Digital Library of India Office, Indian Institute of Technology Kharagpur	The administrative and infrastructural headquarters of the project	Dr. B. Sutradhar bsutra@ndl.gov.in
4	Project PI / Joint PI	Principal Investigator and Joint Principal Investigators of the project	Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon
5	Website/Portal (Helpdesk)	Queries regarding NDLI and its services	support@ndl.gov.in
6	Contents and Copyright Issues	Queries related to content curation and copyright issues	content@ndl.gov.in
7	National Digital Library of India Club (NDLI Club)	Queries related to NDLI Club formation, support, user awareness program, seminar/symposium, collaboration, social media, promotion, and outreach	clubsupport@ndl.gov.in
8	Digital Preservation Centre (DPC)	Assistance with digitizing and archiving copyright-free printed books	dpc@ndl.gov.in
9	IDR Setup or Support	Queries related to establishment and support of Institutional Digital Repository (IDR) and IDR workshops	idr@ndl.gov.in

Climate engineering and climate tipping-point scenarios

Climate change risk management: a Mental Modeling application

Public perceptions of local flood risk and the role of climate change

Potential effects of climate change on global security

Evaluating ten years of energy performance of HERS-rated homes in Alachua County, Florida

Tools and strategies for climate change decision making

A development-based approach to global climate policy

Double catastrophe: intermittent stratospheric geoengineering induced by societal collapse

Jordan’s climate change governance framework: from silos to an intersectoral approach

Energy-efficient homes and mortgage risk: crossing the chasm at last?

Similar Documents

Climate engineering and climate tipping-point scenarios

Climate change risk management: a Mental Modeling application

Public perceptions of local flood risk and the role of climate change

Potential effects of climate change on global security

Evaluating ten years of energy performance of HERS-rated homes in Alachua County, Florida

Tools and strategies for climate change decision making

A development-based approach to global climate policy

Double catastrophe: intermittent stratospheric geoengineering induced by societal collapse

Jordan’s climate change governance framework: from silos to an intersectoral approach

Energy-efficient homes and mortgage risk: crossing the chasm at last?