NDLI: Factors Affecting the Acceptance on Ar-rahnu (islamic Based Pawn Broking): a Case Study of Islamic Banking in Malaysia

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Factors Affecting the Acceptance on Ar-rahnu (islamic Based Pawn Broking): a Case Study of Islamic Banking in Malaysia

Content Provider	Semantic Scholar
Author	Hamid, Mohamad Ali Abdul Rahman, Ishak Abdul Halim, Ahmad Nafis Abdul
Copyright Year	2014
Abstract	The study is to explore and examines the theoretical frameworks of factors accepting on Islamic based pawn broking (Ar-Rahnu) scheme in Malaysian using Descriptive analysis of the factors accepting Ar-Rahnu. Seven factors are Shariah View, Pricing System, Pledge Assets, Customer Service, Locality, Social and Advertisement. 200 questionnaires were distributed personally and through e-mail. 107 respondents returned the questionnaires which are usable, thereby yielding a response rate of about 53.5 percents. Data analysis methods of frequency and descriptive analysis were used to find out factors accepting on Ar-rahnu scheme in Malaysia. The result showed that the Shariah view have the highest mean score indicate that it is key criteria that all customer emphasis when they choose the services of Ar-Rahnu Scheme instead of others as they think that it is the most important factor in choosing the service. Therefore, the management of Ar-Rahnu institution should maintain this high level of Shariah compliance. On the other hand, Locality factor had the lowest mean score compare with other factor. This indicates that the locality of where the Ar-Rahnu scheme offered is least important for the respondents. It is important for the financial institutions as well as governing bodies to understand these attributes that may influence the acceptance on Ar-Rahnu scheme or services. The identified criteria have to be improved so that it may increase the level of acceptance and attract other potential customers towards Ar-Rahnu scheme.
File Format	PDF HTM / HTML
Alternate Webpage(s)	http://www.macrotheme.com/yahoo_site_admin/assets/docs/4MR31DIs.1365103.pdf
Language	English
Access Restriction	Open
Content Type	Text
Resource Type	Article

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