NDLI: An investigation into Accessibility of Insurance Services among Women owned enterprises in Kenya( A case of Thika District)

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An investigation into Accessibility of Insurance Services among Women owned enterprises in Kenya( A case of Thika District)

Content Provider	Semantic Scholar
Author	Mbugua, Gerald
Copyright Year	2013
Abstract	The insurance sector plays a critical role in economic development in a country. By introducing risk pooling and reducing the impact of large losses on firms and households, the sector reduces the amount of capital that would be needed to cover losses individually, encouraging additional output, investment, innovation, and competition. The sector can also improve the efficiency of other segments of the financial sector, such as banking and bond markets by enhancing the value of collateral through property insurance, and reducing losses at default through credit guarantees and enhancements. The study sought to establish the accessibility of insurance services among women in small and medium enterprises in Thika district. Specifically the study aimed at determining the effects of level of knowledge and skills, sociocultural factors that affect accessibility to insurance, cost of insurance and the effects of perception and attitude toward risks and on accessibility of insurance among businesswomen in Thika . The population of the study comprised women in Small and Medium Enterprises registered and licensed by Thika municipal registry Department by December 2012 totaling to 1451 businesses. A 10% sample size toalling to 145 respondents was used as a representative sample. Descriptive statistics such as means, standard deviation and frequency distribution were used to analyze the data and the findings were presented using bar graphs, pie charts and frequency tables. The study found that . .. . .
File Format	PDF HTM / HTML
Alternate Webpage(s)	https://ir-library.ku.ac.ke/bitstream/handle/123456789/12267/An%20Investigation%20into%20Accessibility%20of%20Insuarance%20Services%20Among%20Women%20Owned%20Enterprises%20in%20Kenya.pdf?isAllowed=y&sequence=1
Language	English
Access Restriction	Open
Content Type	Text
Resource Type	Article

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