NDLI: Credit Policies and Their Impact on Economic Development in Kosovo

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Credit Policies and Their Impact on Economic Development in Kosovo

Content Provider	Semantic Scholar
Author	Bllaca, Osman
Copyright Year	2015
Abstract	This paper deals with the understanding and functioning of banks, paying attention to the development and types of banks. I have made detailed analysis of the most important banks type in the banking sector. Special attention has been paid to the banking system in Kosovo, to the development of credit, the main indicators of credit policies, credit policies in Kosovo and their impact on economic development, respectively business development. Based on the comparative method, I also made a comparison between Kosovo and Albania in terms of credit policies. The main recommendations are: 1. The granting of credits from banks and financial institutions should be in order to realize concrete and easily realized ideas and projects. 2. It is recommended that banks and financial institutions in case of a credit claim should consider debt repayment because in such cases there may be problems with the repayment of credits from this category of clients. 3. It is recommended to banks to increase the credit period, because we are dissatisfied with all the creditors with the immediate start of the credit repayment. 4. Banks and financial institutions should consider interest rates because many of the respondents who are simultaneously lenders, have expressed dissatisfaction with the credit norms. 5. Financial institutions should consider increasing the quality of the services and the problems or challenges they have, in order to increase the number of credits.
File Format	PDF HTM / HTML
Alternate Webpage(s)	https://dspace.aab-edu.net/bitstream/handle/123456789/1123/Osman%20Bllaca%20-%20Credit%20policies%20and%20their%20impact%20on%20economic%20development%20in%20Kosovo.pdf?isAllowed=y&sequence=1
Language	English
Access Restriction	Open
Content Type	Text
Resource Type	Article

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