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Una comparación entre la mortalidad de la población general y las tablas de vida de los seguros en México ante porcentajes desiguales de género
| Content Provider | Semantic Scholar |
|---|---|
| Author | Ornelas, Arelly Estany, Montserrat Guillén |
| Copyright Year | 2013 |
| Abstract | We model the mortality behavior of the general population in Mexico using data from 1990 to 2009 and compare it to the mortality assumed in the tables used in Mexico for insured lives. We fit a Lee-Carter model, a Renshaw-Haberman model and an Age-Period-Cohort model. The data used are drawn from the Mexican National Institute of Statistics and Geography (INEGI) and the National Population Council (CONAPO). We also fit a Brass-type relational model to compare gaps between general popula- tion mortality and the mortality estimates for the insured population used by the National Insurance and Finance Commission in Mexico. As the life tables for insured lives are unisex, i.e. they do not differentiate between men and women, we assume various sex ratios in the mortality tables for insured lives. We compare our results with those obtained for Switzerland and observe very similar outcomes. We emphasize the limitations of the mortality tables used by insurance companies in Mexico. We also discuss the bias incurred when using unisex mortality tables if the proportion of male and female policyholders in an insurance company is not balanced. |
| Starting Page | 47 |
| Ending Page | 67 |
| Page Count | 21 |
| File Format | PDF HTM / HTML |
| Alternate Webpage(s) | https://www.econstor.eu/bitstream/10419/113864/1/774483822.pdf |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |
