Información y actuaciones previas a la celebración del contrato en la nueva Ley de crédito al consumo

Content Provider	Semantic Scholar
Author	Rubio, Julio
Copyright Year	2013
Abstract	The paper analyzes the measures that the Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers establishes in order to ensure consumers to make their decisions in full knowledge of the facts, prior to the conclusion of the credit agreement. The paper studies, specifically, how those measures have been incorporated to the Spanish Law by the new rule from june, 24th (Ley 16/2011 de contratos de crédito al consumo), making special emphasize in the pre-contractual information requirements and the content and extent of the binding offer. Finally, the paper reflects on the need to ensure the fullest possible transparency and comparability of offers and, also, about the creditworthiness assessment of the consumer and its purposes.
Starting Page	1
Ending Page	24
Page Count	24
File Format	PDF HTM / HTML
Volume Number	67
Alternate Webpage(s)	https://repositorio.unican.es/xmlui/bitstream/handle/10902/4698/Alvarez%20Rubio,%20J.%202013.pdf?isAllowed=y&sequence=1
Language	English
Access Restriction	Open
Content Type	Text
Resource Type	Article