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PENGARUH SENSITIVITAS INFLASI TERHADAP KINERJA KEUANGAN BANK UMUM SYARIAH DI INDONESIA(Periode Tahun 2008-2013)
| Content Provider | Semantic Scholar |
|---|---|
| Author | Arifin, Mahamad |
| Copyright Year | 2014 |
| Abstract | The purpose of this study was to test whether the sensitivity level of the inflation effect significantly to Islamic banks in Indonesia ROA. Sample techniques used in this research is purposive sampling, where there are eleven public Islamic bank, which provided the sample in this research. Analytical techniques used in this study is SPSS version 20. The result of the test t indicates that the inflation rate has no effect sensitivity significantly to the Islamic Bank's ROA, since the above has a value greater than 0.05 namely of 0.063. From the results of the not significant cause is one of the factors on Islamic Banking knows no interest except for the system and selling, in contrast to conventional banks that use the system of interest. In General, the changes will affect the inflation rate interest rates to conventional banks, so will effect to the performance of financials. However, in contrast to Islamic banks which do not adhere to the system of interest but rather the system for buying and selling results, so that the Islamic bank's financial performance can be said to be more efficient and effective. Second is the ups and downs of the Islamic banking financial performance is also influenced by the presence of manajerial in the decision process and operational systems. Keywords : INFLATION, ROA, ISLAMIC BANKING |
| File Format | PDF HTM / HTML |
| Alternate Webpage(s) | http://eprints.perbanas.ac.id/1766/2/COVER.pdf |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |