NDLI: Islamic finance : the experience of the Sudanese Islamic Bank in partnership (musharakah) financing as a tool for rural development among small farmers in Sudan.

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Islamic finance : the experience of the Sudanese Islamic Bank in partnership (musharakah) financing as a tool for rural development among small farmers in Sudan.

Content Provider	Semantic Scholar
Author	Al-Harran, Saad Abdul Sattar
Copyright Year	1990
Abstract	The Sudanese Islamic Bank has adopted a rural development programme to tackle some of the problems of the Sudanese rural sector. The thesis presents an assessment of the viability and success of the programme with special reference to the small farmers. The problems encountered in the Sudanese rural sector are extremely difficult and highly complex, including abundant physical resources and a poorly developed economic base. The experience of Sudanese Islamic Bank with the adoption of musharakah as the major financing instrument represents a positive example which Islamic banks in Sudan and elsewhere should seek to generalize. It corroborates the viability not only of musharakah as a financing instrument, but also of financing operations in the productive sectors of the economy. One of the major problems with the implementation of the rural development programme in Sudan and elsewhere is that developmental projects are conceived and formulated in virtual disregard of the perceptions of the beneficiaries. This has been especially true in the development of agriculture where superficial temporary measures and uneconomic prestigious projects have been undertaken instead of attempts being made to tackle the main causes of the problems encountered. The Sudanese Islamic Bank through its rural development programme seeks to avoid the limitations of such projects. It seeks to ensure that its interventions would meet three basic requirements: acceptability, continuity and replicability. Also it wants to demonstrate to other Islamic banks that its experience in musharakah financing has proven that such an instrument is economically viable and popular among the poorer sections of the population.
File Format	PDF HTM / HTML
Alternate Webpage(s)	http://etheses.dur.ac.uk/1106/1/1106.pdf?EThOS+(BL)=
Language	English
Access Restriction	Open
Content Type	Text
Resource Type	Article

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