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If it's too good to be true, it probably is.
| Content Provider | Semantic Scholar |
|---|---|
| Author | Kennedy, Maureen Shawn |
| Copyright Year | 2009 |
| Abstract | To protect yourself from opportunity hunters and frauds: • Contact your lender or mortgage loan servicer and try to negotiate a payment plan. • Work with reputable non-profit housing or financial counselors. • Report suspicious activity. Read more inside or go to the resources section on the back panel for whom to contact for immediate help. If you believe that you are the victim of criminal activity, such as forged documents being presented for your signature, you should contact your local law enforcement agency. Know with whom you are dealing. Before you hand over any money or provide any personal information, check out the company or person. You can check your local Better Business Bureau or state consumer protection office to see if the company or organization is legitimate and if any complaints have been filed. Know what you are signing. Read and understand every document you sign. If a document is too complex, seek advice from a lawyer or trusted financial counselor. Never sign documents with blank spaces that can be filled in later. Never sign a document that contains errors or false statements, even if someone promises to correct them later. Get promises in writing. Oral promises and agreements relating to your home are usually not legally binding. Protect your rights with a written document or contract signed by the person making the promise. Keep copies of all documents you sign. Make your mortgage payments directly to your lender or the mortgage servicer. Do not trust anyone else to make mortgage payments for you. Never sign over your deed until you clearly understand what will happen to your rights to your home. Foreclosure scams often require you to " temporarily " sign over ownership of your home to another claiming it would be only as a means to help you. Consult with a HUD-approved homeowner counseling agency. Report suspicious activity to the Federal Trade Commission, your State Attorney General's Office or your state and local consumer protection agencies. Reporting con artists and suspicious schemes helps prevent others from becoming victims. |
| Starting Page | 7 |
| Ending Page | 7 |
| Page Count | 1 |
| File Format | PDF HTM / HTML |
| DOI | 10.1097/01.NAJ.0000365160.71471.42 |
| PubMed reference number | 19935148 |
| Journal | Medline |
| Volume Number | 109 |
| Issue Number | 12 |
| Alternate Webpage(s) | https://www.fdic.gov/consumers/loans/prevention/rescue/images/rescue.pdf |
| Alternate Webpage(s) | https://www.unl.edu/smmc/Beware%20of%20Foreclosure%20Scams.pdf |
| Alternate Webpage(s) | https://www.fdic.gov/consumers/loans/prevention/rescue/images/foreclosurescam.pdf |
| Alternate Webpage(s) | http://www.unl.edu/smmc/Beware%20of%20Foreclosure%20Scams.pdf |
| Alternate Webpage(s) | https://doi.org/10.1097/01.NAJ.0000365160.71471.42 |
| Journal | The American journal of nursing |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |