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Analisis Dampak Pinjaman Peer-to-Peer (P2P) Lending terhadap Perkembangan Bisnis UMKM
| Content Provider | Semantic Scholar |
|---|---|
| Author | Nurdana, Duhita Paramaramya Putri |
| Copyright Year | 2018 |
| Abstract | DUHITA PARAMARAMYA PUTRI NURDANA. Analysis of Peer-to-Peer (P2P) Lending Impact on MSME Business Development. Guided By RINDAH FEBRIANA SURYAWATI. The problem faced by most micro entrepreneurs in Indonesia is capital. Peerto-peer (P2P) lending as a non-bank financial institution can be an alternative venture capital because of the requirements and easy application usage. This study aims to analyze the impact of peer-to-peer lending on business expenses, business turnover, total employment, total sales of products and profits before and after obtaining peer-to-peer lending loan and analyzing factors affecting the increase in business turnover after get a loan through peer-to-peer lending. The methods used in this study include descriptive analysis method, paired t-test, and ordinary least square (OLS). The paired t-test results indicate that there is a significant difference between business expenses, business turnover, the amount of labor, the amount of product sales and profit before and after obtaining a peer-to-peer lending loan. The result of analysis with OLS method shows that the length of business and expenditure of the business have a significant effect on the development of respondents' business turnover. |
| File Format | PDF HTM / HTML |
| Alternate Webpage(s) | https://repository.ipb.ac.id/bitstream/handle/123456789/93746/H18dpp.pdf?isAllowed=y&sequence=1 |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |
