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Internet Banking: Identity Theft and Solutions - The Nigerian Perspective
| Content Provider | Semantic Scholar |
|---|---|
| Author | Ebem, Deborah U. Onyeagba, Joseph Chinonye Ugwuonah, Geraldine Egondu |
| Copyright Year | 2017 |
| Abstract | An eclectic observation of the Nigerian financial landscape reveals that identity theft and financial related crimes are on the rise. Having engaged the use of Information and Communication Technology (ICT) as a platform for effective and efficient means of conducting financial transactions, the financial sector is also battling with the accompanying risks. In this research work, we want to know if there are relationships between lack of proper information dissemination, computer literacy and high rates of identity theft/financial crimes in Nigeria. Questionnaires were distributed to randomly select internet-banking users, interviews were conducted and from our findings, we reached the consensus that lack of proper knowledge and means/forms of identifying cybercrime related emails, texts and phone calls are responsible for the high rate of identity theft in Nigeria. Granted that banks will never ask for financial information via emails, cybercriminals are exploiting other social engineering techniques to perpetrate identity theft. We also identified loopholes in the typical Nigerian bank customer care department sequence of communication which cybercriminals tend to exploit. Hence, we highlighted means of identifying possible email related phishing scams. Finally, effective prevention techniques were discussed. |
| Starting Page | 1 |
| Ending Page | 15 |
| Page Count | 15 |
| File Format | PDF HTM / HTML |
| Volume Number | 22 |
| Alternate Webpage(s) | http://www.icommercecentral.com/open-access/internet-banking-identity-theft-and-solutions--the-nigerian-perspective.pdf |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |
