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CHALLENGES OF GROUP LENDING ON MFIs LOANS SECURITY: A CASE OF FOUR SELECTED MFIs IN ARUSHA, TANZANIA
| Content Provider | Semantic Scholar |
|---|---|
| Author | Maswe, Godfrey Magorombe Matiku |
| Copyright Year | 2019 |
| Abstract | In the evolution of global business, a number microfinancing players have faced many defies in due course of their lending-borrowing interrelations. The group lending by MFIs has been one of the model perceived to guarantee the security of loans provided by the said funding institutions. This study aimed “to determine the challenges of group lending on MFIs loans security in Tanzania”. The specific objectives of the study were: to examine the challenges of diluted group norms on MFIs loans defaulting; and, to examine the contribution of deferred group interests on MFIs loans defaulting. A research was a multiple case study in nature undertaken in four selected MFIs (FINCA, BRAC, NMB and CRDB) based in Arusha– Tanzania. The use of purposive and stratified sampling techniques enhanced the collection of data from the field by using research schedules. The collected data were analyzed and coded by using Excel. Descriptive statistics such as frequencies and percentages; as well as Proportion Chi Test, Pearson Correlation Coefficient, Regression Analysis and TTest Inferential Models were used to determine the relevance of data, and hence drawing the conclusion. The study results meant to help in judging whether MFIs group lending is an ideal model to be solely relied on or not. The study findings revealed that, the security of MFIs loans is impaired by; diluted group norms and deferred lonee interests in groups, among other factors. |
| Starting Page | 9554 |
| Ending Page | 9554 |
| Page Count | 1 |
| File Format | PDF HTM / HTML |
| DOI | 10.29322/ijsrp.9.11.2019.p9554 |
| Volume Number | 9 |
| Alternate Webpage(s) | http://www.ijsrp.org/research-paper-1119/ijsrp-p9554.pdf |
| Alternate Webpage(s) | https://doi.org/10.29322/ijsrp.9.11.2019.p9554 |
| Language | English |
| Access Restriction | Open |
| Content Type | Text |
| Resource Type | Article |
