NDLI: (La Directiva 2014/17/Ue Sobre Los Contratos De Crédito Con Consumidores Para Bienes Inmuebles De Uso Residencial) (Directive 2014/17/Eu on Credit Agreements for Consumers Relating to Residential Immovable Property)

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(La Directiva 2014/17/Ue Sobre Los Contratos De Crédito Con Consumidores Para Bienes Inmuebles De Uso Residencial) (Directive 2014/17/Eu on Credit Agreements for Consumers Relating to Residential Immovable Property)

Content Provider	Semantic Scholar
Author	Amayuelas, Esther Arroyo I
Copyright Year	2017
Abstract	Spanish Abstract: La Directiva 2014/17 regula los contratos de creditos sobre bienes inmuebles con consumidores. Parte de la regulacion tiene que ver con la conducta y la supervision de los prestamistas y otra parte son normas especificas de proteccion al consumidor, en materia de transparencia en la publicidad y en la informacion precontractual, advertencias, consejos, y analisis de la solvencia; y aun otras se refieren a la educacion financiera. La norma no convulsionara el sistema: servira para consolidar lo que hasta la fecha ya eran practicas habituales y quizas propiciara la armonizacion de normas prudenciales del sistema bancario y financiero en Europa. En particular, permitira a las autoridades bancarias europeas controlar que nuevas medidas se estan adoptando con el fin de evitar que los deudores queden privados de sus viviendas. English Abstract: Directive 2014/17 regulates consumer credit agreements relating to the immovable property. Part of the rules have to do with supervision of lenders and other specific rules deal with consumer protection in topics, such as transparency in advertising and pre-contractual information disclosure, warnings, advice, and consumer's creditworthiness assessment. The Directive will not provoke a revolution, but will consolidate usual practices and, perhaps, will promote the harmonization of banking prudential norms in Europe. In particular, the Directive will enable European banking authorities to monitor the measures that are being taken in order to prevent debtors from being evicted from their homes.
File Format	PDF HTM / HTML
Alternate Webpage(s)	http://diposit.ub.edu/dspace/bitstream/2445/119183/1/670684.pdf
Language	English
Access Restriction	Open
Content Type	Text
Resource Type	Article

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