NDLI: Financial literacy and financial education in Western Europe

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Financial literacy and financial education in Western Europe

Content Provider	Scilit
Author	Arrondel, Luc Haupt, Marlene Mancebón, María Jesús Nicolini, Gianni Wälti, Manuel Wiersma, Jasmira
Copyright Year	2021
Description	If the idea of familiarizing individuals with savings is an old one, it is especially since the early 2000s that the economist's modern concept of financial literacy has been the object of particular attention. The literature, essentially empirical, has developed considerably since then, and it is during this period that the Organisation for Economic Co-operation and Development (OECD) launched its Financial Literacy Programme. The objective of this chapter is to describe financial literacy and financial education programs in Western Europe: France, Germany, Italy, Spain, Switzerland, and the Netherlands. A first observation concerns financial literacy: To varying degrees, the residents of these countries are far from financially literate. A second observation concerns the heterogeneity of financial literacy. In all countries, financial literacy depends on age, education, and gender (higher among men, older people, and graduates). Some determinants appear to be more specific to the culture of each country (for example, political opinion in France, political past history in Germany (West vs. East), or language area in Switzerland). Finally, it appears that financial education programs have been in Western Europe since the mid-2000s, probably offered more systematically in centralized countries. Book Name: The Routledge Handbook of Financial Literacy
Related Links	https://api.taylorfrancis.com/content/chapters/edit/download?identifierName=doi&identifierValue=10.4324/9781003025221-29&type=chapterpdf
Ending Page	381
Page Count	19
Starting Page	363
DOI	10.4324/9781003025221-29
Language	English
Publisher	Informa UK Limited
Publisher Date	2021-11-17
Access Restriction	Open
Subject Keyword	Book Name: The Routledge Handbook of Financial Literacy Financial Literacy Financial Education Western Europe Switzerland France Germany
Content Type	Text
Resource Type	Chapter

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