NDLI: The study on the relationship among banking relationship, lending contract and bank operational performance

Content Provider	IEEE Xplore Digital Library
Author	Chang Hsiu-chen Huang Gow-liang Yu Chang-hsi
Copyright Year	2008
Description	Author affiliation: Dept. of Bus. Adm., Yu Da Coll. of Bus., Chaochiao (Yu Chang-hsi) \|\| Dept. of Financial Oper., Nat. Kaohsiung First Univ. of Sci. & Technol., Kaohsiung (Huang Gow-liang) \|\| Dept. of Accounting, Yu Da Coll. of Bus., Chaochiao (Chang Hsiu-chen)
Abstract	This paper is to discuss the relationship between bank lending screening signal and bank operational performance. The study finds that the information asymmetry phenomenon has significant influence to the health running of financial market based on the review of relevant existing literatures; while most studies emphasize on the discussion upon the influence of banking relationship to the operational performance of borrowing company, and there are few systematic and comprehensive studies on the interactive relationship between bank lending screening signal and bank operational performance and the information asymmetry phenomenon. In order to achieve this study objective, this paper attempts to discuss the influence of banking relationship of domestic banking industry of Taiwan, lending contract content and borrowing company profit to the operational performance of bank from the systematic viewpoint. The result of data analysis shows that the independent variable lending profit ratio of lending contract and the return on assets and earning per share of borrowing company will influence the dependent variable lending yield ratio and bankpsilas ratio of nonperforming loans to total loans of bank operational performance index significantly. The implication represented by each above-mentioned analysis result will be further discussed in this paper.
Starting Page	1146
Ending Page	1154
File Size	371881
Page Count	9
File Format	PDF
ISBN	9781424423873
DOI	10.1109/ICMSE.2008.4669055
Language	English
Publisher	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Publisher Date	2008-09-10
Publisher Place	USA
Access Restriction	Subscribed
Rights Holder	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Subject Keyword	Data analysis Industrial relations Banking Conference management Financial management Educational institutions Technology management operational performance Engineering management information asymmetry lending contract banking relationship Contracts Monitoring
Content Type	Text
Resource Type	Article

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1	Ministry of Education (GoI), Department of Higher Education	Sanctioning Authority	https://www.education.gov.in/ict-initiatives
2	Indian Institute of Technology Kharagpur	Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project	https://www.iitkgp.ac.in
3	National Digital Library of India Office, Indian Institute of Technology Kharagpur	The administrative and infrastructural headquarters of the project	Dr. B. Sutradhar bsutra@ndl.gov.in
4	Project PI / Joint PI	Principal Investigator and Joint Principal Investigators of the project	Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon
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