NDLI: Secured cellular banking protocols using virtual internet with digital watermarking

Content Provider	IEEE Xplore Digital Library
Author	Sazzad, A.B.M.R. Alam, S.B. Sakib, M.N. Shahnaz, C. Fattah, S.A.
Copyright Year	2010
Description	Author affiliation: Department of Electrical and Electronic Engineering, Bangladesh University of Engineering and Technology (BUET), Dhaka, Bangladesh (Sazzad, A.B.M.R.; Alam, S.B.; Sakib, M.N.; Shahnaz, C.; Fattah, S.A.)
Abstract	In this paper, a GSM based cellular communication scheme with encompassing security is proposed for electronic banking. In order to demonstrate the detailed steps of the scheme in a quick but convenient manner, Warnier-Orr representation of the proposed protocols is used. The proposed SMS based mobile banking scheme provides opportunity to every client of a financial institution to use modern facilities available nowadays via internet banking. The key advantage of our scheme is that the users do not need any sophisticated cellular phone or internet connectivity within the mobile handset. They can get major services, like balance enquiry, balance transfer between authenticated customers, and bill payment without going to the bank physically and saving the precious time. Security at the level of internet based communication between the mobile server and the banking server, which is beyond the control of the clients, is a crucial issue to be handled. In view of providing a high level of security, in addition to voice authentication, the digital audio watermarking technique is employed. There is no doubt that such a secured but easy to handle system can attract clients towards e-banking, especially in developing countries.
Starting Page	424
Ending Page	427
File Size	611793
Page Count	4
File Format	PDF
ISBN	9781424499922
e-ISBN	9781424499915
DOI	10.1109/ISSPIT.2010.5711753
Language	English
Publisher	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Publisher Date	2010-12-15
Publisher Place	Egypt
Access Restriction	Subscribed
Rights Holder	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Subject Keyword	Banking Mobile communication Servers Watermarking Internet Mobile handsets digital watermarking Cellular banking GSM Warnier-Orr security
Content Type	Text
Resource Type	Article

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1	Ministry of Education (GoI), Department of Higher Education	Sanctioning Authority	https://www.education.gov.in/ict-initiatives
2	Indian Institute of Technology Kharagpur	Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project	https://www.iitkgp.ac.in
3	National Digital Library of India Office, Indian Institute of Technology Kharagpur	The administrative and infrastructural headquarters of the project	Dr. B. Sutradhar bsutra@ndl.gov.in
4	Project PI / Joint PI	Principal Investigator and Joint Principal Investigators of the project	Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon
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9	IDR Setup or Support	Queries related to establishment and support of Institutional Digital Repository (IDR) and IDR workshops	idr@ndl.gov.in

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