NDLI: Fending finanicial transaction from phishing attack

Content Provider	IEEE Xplore Digital Library
Author	Vijayalekshmi, S. Rabara, S.A.
Copyright Year	2010
Description	Author affiliation: Dept. of Computer Applications, IFET College of Engineering, Anna University, Villupuram, India (Vijayalekshmi, S.) \|\| Dept. of Computer Science, St. Joseph's College, Bharathidasan University, Tiruchirapalli, India (Rabara, S.A.)
Abstract	Phishing is the criminal activity of enticing people into visiting websites that impersonate the real thing, to dupe them into revealing passwords and other credentials to carry out financial fraud. This less suspected and high profile attack lays a deceit trap to the unwitting and gullible customers to part with their sensitive credentials to unauthorized entities. The inherent suave and subtle vulnerabilities associated with the websites like flawed design, inconsistent software patches, incompatible hardware threats, cross site scripting, buffer overflow, cookie and session hijacking etc exacerbate the possibility of incidence of phishing. There are variants of phishing attack that target the personalized profiles of online banking community. Online banking (or Internet/Electronic banking) allows customers to conduct financial transactions on a secure website operated by their retail or virtual bank. The financial activities within bank can fall under three realms of Client to Client (C2C), Client to Bank to Client (C2B2C) and Bank to Bank (B2B). The proposed state of the art solution mechanism is to pre agree to a session specific key by name Transaction Enabling Key (TEK) on successful exchange of authentication token and authorization stamp between the client and bank server in the context of C2C or C2B2C. The B2B interaction requires a still sophisticated technique viz. like submitting the Service Right Certificate (SRC) possessed by each genuine bank website to the other counter party during the online financial transaction. The submission of faultless SRC by the corresponding entities ensures the integrity of the website and henceforth the credibility of financial transaction is upheld. These two proposed techniques help to alleviate the security apprehensions and trust breaches encountered in online financial scene.
Starting Page	171
Ending Page	175
File Size	139260
Page Count	5
File Format	PDF
ISBN	9781424490073
e-ISBN	9781424490097
DOI	10.1109/TISC.2010.5714633
Language	English
Publisher	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Publisher Date	2010-12-17
Publisher Place	India
Access Restriction	Subscribed
Rights Holder	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Subject Keyword	Online banking SRC Banking Authentication token Phishing attack Electronic mail Online Banking Security Servers Authorization stamp Internet TEK Business
Content Type	Text
Resource Type	Article

Sl.	Authority	Responsibilities	Communication Details
1	Ministry of Education (GoI), Department of Higher Education	Sanctioning Authority	https://www.education.gov.in/ict-initiatives
2	Indian Institute of Technology Kharagpur	Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project	https://www.iitkgp.ac.in
3	National Digital Library of India Office, Indian Institute of Technology Kharagpur	The administrative and infrastructural headquarters of the project	Dr. B. Sutradhar bsutra@ndl.gov.in
4	Project PI / Joint PI	Principal Investigator and Joint Principal Investigators of the project	Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon
5	Website/Portal (Helpdesk)	Queries regarding NDLI and its services	support@ndl.gov.in
6	Contents and Copyright Issues	Queries related to content curation and copyright issues	content@ndl.gov.in
7	National Digital Library of India Club (NDLI Club)	Queries related to NDLI Club formation, support, user awareness program, seminar/symposium, collaboration, social media, promotion, and outreach	clubsupport@ndl.gov.in
8	Digital Preservation Centre (DPC)	Assistance with digitizing and archiving copyright-free printed books	dpc@ndl.gov.in
9	IDR Setup or Support	Queries related to establishment and support of Institutional Digital Repository (IDR) and IDR workshops	idr@ndl.gov.in

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