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Community-driven development and scaling-up of microfinance services: case studies from Nepal and India [Pub: 01-01-2004]
| Content Provider | Consultative Group on International Agricultural Research (CGIAR) |
|---|---|
| Author | Sharma, Manohar |
| Spatial Coverage | Nepal;India [NP;IN] |
| Description | This case study examines the scaling-up experiences of two microfinance institutions: the Nirdhan Utthan Bank Limited (NUBL) in Nepal and the Self-Help Group (SHG)-Bank linkage program of the National Agricultural Bank for Agriculture and Rural Development (NABARD) in India. Both NUBL and NABARD groups use self-regulation (peer selection, peer monitoring, and peer enforcement of contracts) as key to gaining access to services not otherwise available to them.... The NABARD experience is government-led. NUBL, on the other hand, was established as an alternative to government action. In both cases, government policy in the form of mandatory priority sector" credit played --and continues to play --a critical role in facilitating expansion. The subsidy content (explicit and implicit) of both NUBL and the NABARD program is quite high, and continued expansion of both programs is highly conditional on whether the policy regime of directed credit continues. Any change in this policy will deal a severe blow to both of these institutions." -- from Authors' Abstract |
| Related Links | https://cgspace.cgiar.org/items/bdabefdd-e65c-446c-9077-153573ca44b8 |
| File Format | |
| Language | English |
| Publisher Date | 2004-01-01 |
| Publisher Place | Washington, DC |
| Access Restriction | Open |
| Subject Keyword | Community Development Scaling Up Microfinance Case Studies |
| Content Type | Text |
| Resource Type | Article |
| Subject | Agronomy and Crop Science Food Science Plant Science |