NDLI: China's national personal credit scoring system: a real-life intelligent knowledge application

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China's national personal credit scoring system: a real-life intelligent knowledge application

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China's national personal credit scoring system: a real-life intelligent knowledge application

Content Provider	ACM Digital Library
Author	Shi, Yong
Abstract	Credit Reference Centre (CRC) of People's Bank of China (PBC) has built a big data: the largest personal credit database in the world with 800 million people's accounts collected from all commercial banks in China since 2003. From June 2006 to Sept 2009, Research Centre on Fictitious Economy and Data Science, Chinese Academy of Sciences (CASFEDS) and CRC jointly developed China's National Personal Credit Scoring System, known as "China Score", which is a unique and advanced KDD application under intelligent knowledge management on this big data. The system will be eventually serving all 1.3 billion population of China for their daily financial activities, such as bank accounts, credit card application, mortgage, personal loans, etc. It can become one of the most influential events of KDD techniques to human kind. This talk will introduce the key components of China Score project that includes objectives, modeling process, KDD techniques used in the projects, intelligent knowledge management and experience of the project development. In addition, the talk will also outline a number of policy recommendations based on China Score project which has been potentially impacting Chinese Government on its strategic decision making for China's economic developments.
Starting Page	406
Ending Page	406
Page Count	1
File Format	PDF MP4
ISBN	9781450314626
DOI	10.1145/2339530.2339596
Language	English
Publisher	Association for Computing Machinery (ACM)
Publisher Date	2012-08-12
Publisher Place	New York
Access Restriction	Subscribed
Subject Keyword	Risk models Knowledge management Credit scoring
Content Type	Audio Text
Resource Type	Article

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